HH-PC-04 // Commercial Auto & Fleet

Commercial Auto & Fleet

High-limit liability and physical damage coverage for contractor vans, delivery vehicles, corporate executive cars, and transport fleets.

Vehicle & Fleet Liabilities

  • ■ Combined Single Limit (CSL): Up to $1,000,000+ single-limit liability for bodily injury and property damage.
  • ■ Comprehensive & Collision: Physical damage repair and total-loss replacement for scheduled fleet vehicles.
  • ■ Uninsured / Underinsured Motorist: Protects company drivers against hit-and-run and underinsured motorists.

The Non-Owned Exposure Gap

If an employee uses their personal vehicle to run a company errand and causes an accident, your business will be named in the lawsuit.

  • ■ Hired & Non-Owned Auto (HNOA): Indemnifies the company for employee-driven personal vehicles on company time.
  • ■ Drive Other Car (DOC): Extends coverage to executive family members driving company vehicles.

Quote Your Commercial Fleet

Single commercial vehicles up to 50+ unit enterprise fleets.