HH-PC-01 // Commercial General Liability

Commercial General Liability (CGL)

The foundational defense for commercial operations. Protect your enterprise against third-party bodily injury, property damage, and legal defense costs.

Core Liability Protections

  • ■ Premises Liability: Covers slip-and-fall injuries and property damage occurring on your commercial premises.
  • ■ Products & Completed Operations: Protects against bodily injury or property damage arising out of your products or completed contracting work.
  • ■ Personal & Advertising Injury: Covers claims of libel, slander, false advertising, or copyright infringement in marketing materials.

Endorsements & Lease Compliance

  • ■ Blanket Additional Insured: Meets standard landlord, vendor, and municipal contract requirements.
  • ■ Primary & Non-Contributory: Ensures your policy pays first before a partner's insurance is triggered.
  • ■ Waiver of Subrogation: Contractual relinquishment of recovery rights against specified clients or landlords.

Audit Your Commercial Liability

Model $1M/$2M CGL and umbrella limits across leading commercial carriers.