HH-PC-06 // Personal Auto & Homeowners

Personal Auto & Homeowners

Straightforward personal risk transfer. We write Florida Homeowners (HO-3/HO-6) and Personal Auto across leading admitted and surplus lines carriers.

Florida Homeowners (HO-3 / HO-6)

  • ■ Dwelling & Other Structures: Replacement cost protection for single-family homes and condominium interiors.
  • ■ Hurricane & Windstorm Deductibles: Tailored percentage deductibles (2%, 5%, or $500 calendar year options).
  • ■ Loss of Use & Personal Liability: Temporary living expense reimbursement and personal liability defense.

Personal Auto Coverage

  • ■ Bodily Injury & Property Damage: High split-limits (250/500/100) or $500,000 Combined Single Limits.
  • ■ Uninsured / Underinsured Motorist: Critical stacked UM protection against Florida's high volume of underinsured drivers.
  • ■ Comprehensive & Collision: Actual cash value or agreed-value physical damage protection.

Quote Your Personal Home & Auto

Bundle home and auto declarations for multiline carrier discounts.