HH-PC-02 // Commercial Property & Flood

Commercial Property & Flood

Structures, machinery, inventory, and office buildouts protected against windstorm, fire, hurricane, and water damage.

Real & Personal Property

  • ■ Real Property (Building): Coverage for owned commercial buildings, warehouses, and structural tenant improvements.
  • ■ Business Personal Property (BPP): Machinery, raw materials, inventory, computers, and office furniture.
  • ■ Ordinance or Law: Covers the increased cost of rebuilding to current building code standards after a loss.

Business Interruption & Flood

  • ■ Business Interruption / Loss of Income: Replaces operating revenue and covers ongoing payroll/rent while repairs occur.
  • ■ Extra Expense: Covers the cost of temporary relocation to avoid operational shutdown.
  • ■ NFIP & Private Flood: Essential storm surge and rising water protection for Florida businesses.

Request Property Valuation Audit

Review replacement cost values and windstorm deductibles.